SKIRECHT
Insurance law

Company ski trip: work accident, liability and insurance

Ski accident on a company trip: when a work accident may exist, which insurance applies and when private responsibility prevails.

Your personal attorney

Mag. Christopher Angerer, Rechtsanwalt

Your lawyer for ski and alpine accidents

Ski and alpine accidents are complex and emotional. One lawyer you know, from the first question to the courtroom. Strong practical background (former ski instructor, mountain rescuer and dog handler).

In larger cases, the work is handled as a team (lawyer, trainee lawyer, legal assistant). Court hearings and negotiations always remain a matter for the lead lawyer.

5 July 2026 · Mag. Christopher Angerer, Rechtsanwalt

A company ski trip is both private and work-related. After an accident the key question is whether there is still an internal connection with the company event.

The classification affects social insurance, possible claims against third parties and accident reports to employer and insurer.

Sort your case

Check the first legal direction

Three short answers show which route should be checked first.

You already know you want to send a request? Go directly to the contact form.

01 Question 1

In which setting did the accident happen?

Your answer decides which review should come first.

All paths at a glance

Overview of all answers.

01

Check work accident

Where the link to the joint programme is close, a work accident report should be reviewed.

02

Check private sphere

With free leisure activity, the work connection may be missing. Private insurance then becomes more important.

03

Pursue third-party claim

In a collision with a third party, damages and evidence remain central regardless of the company trip.

When a ski accident on a company trip may be work-related

A work accident requires more than the mere presence of colleagues. The decisive point is the internal connection with the company-organised event.

Joint programme, instructions, schedule and expected participation point to a work link. Freely chosen private activities outside the programme point against it.

Why damages and insurance must be checked separately

Social insurance classification does not automatically answer who is civilly liable. In a collision, the care of the other skier remains relevant.

Private accident insurance, travel insurance and the other party liability insurance may also apply. These layers should be handled in parallel and in time.

Practical point: Do not report the accident only orally. Secure programme, invitation, time, place and the concrete activity during which the fall happened.

Frequently asked

Questions on company ski trips

Is every company trip ski accident a work accident? +

No. The connection with the company event is decisive.

Must I inform the employer? +

Yes, if a work accident may exist. Documentation helps later classification.

Can I still claim damages from the other skier? +

Yes, if that skier caused the accident by careless conduct.

Had an accident?

The sooner we secure the evidence, the better we can enforce your claim. Call us directly or send an email, callback within one business day.

Contact

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Address

BRANDAUER Rechtsanwälte GmbH Giselakai 51 5020 Salzburg