Damages and pain-and-suffering under § 1325 ABGB
In civil law, the damages claim under § 1325 ABGB covers medical costs, loss of earnings, disfigurement compensation and pain and suffering (Schmerzensgeld). Austrian courts calculate pain and suffering on a per-day basis across pain categories: mild pain at around 120 euros per day, moderate pain at 230 euros and severe pain at 360 euros per day (guideline rates applied by Austrian courts, adjusted annually). Where permanent consequences result, a lump sum is added, and in cases of particularly severe injury or lasting impairment global settlements in the mid to high six-figure range are possible.
Under § 1489 ABGB the claim is time-barred three years after the injured party becomes aware of both the damage and the liable party. Where late consequences appear, for example a disc injury that becomes symptomatic only years later, the limitation period restarts when the specific injury becomes recognisable. An absolute limitation of thirty years from the harmful event also applies. For enforcement it is essential to assert the claim in writing vis-à-vis the tortfeasor or their liability insurer, such assertion does not fully stop the limitation period but establishes the basis for a later court action.
In practice, the opponent is almost always a liability insurer. Private third-party liability policies cover ski accidents up to three to five million euros in coverage, sometimes with explicit exclusions for racing events or gross negligence. Claims handling runs in three phases: out-of-court notification and file-building, settlement negotiations on the basis of medical expert reports, and court enforcement of the outstanding amount. Around eighty percent of Austrian slope cases are settled out of court. We handle the correspondence with the insurer, negotiate the settlement amount and, where necessary, conduct proceedings at the competent District Court (Bezirksgericht) or Regional Court (Landesgericht).