Slope accidents

Loss of earnings and household management damage after the ski accident

Loss of earnings and household management damage after a ski accident: which financial losses section 1325 ABGB compensates and how the household damage is calculated.

Your personal attorney

Mag. Christopher Angerer, Rechtsanwalt

Your lawyer for ski and alpine accidents

Ski and alpine accidents are complex and emotional. One lawyer you know, from the first question to the courtroom. Strong practical background (former ski instructor, mountain rescuer and dog handler).

In larger cases, the work is handled as a team (lawyer, trainee lawyer, legal assistant). Court hearings and negotiations always remain a matter for the lead lawyer.

Call directly +43 660 2407152 WhatsApp Send email

Book consultation

22 June 2026 · Mag. Christopher Angerer, Rechtsanwalt

A ski accident hits not only the body but often the wallet too. Anyone on sick leave for weeks loses income. Anyone who can no longer run the household must absorb the work otherwise. These economic consequences are separate heads of loss that stand alongside the pain and suffering and the treatment costs.

The law distinguishes several heads. The loss of earnings under section 1325 ABGB compensates the loss of income, with the self-employed the lost profit. The household management damage makes good that someone can no longer perform their domestic work. With a lasting disfigurement that hinders professional advancement, section 1326 ABGB additionally applies.

This post explains the individual financial losses and their calculation. How the pain and suffering is measured alongside is covered in the post on pain and suffering after a ski accident.

Earnings and household

Which financial losses can you claim?

Two short questions on income and household management place your financial losses after the accident.

You already know you want to send a request? Go directly to the contact form.

01 Question 1

Did you suffer a loss of income through the accident?

The loss of earnings under section 1325 ABGB covers lost wages and the lost profit of the self-employed.

All paths at a glance

Overview of all answers.

Loss of earnings under section 1325 ABGB, the loss of income is compensable.

Anyone who suffers a loss of income through the accident has a claim to compensation for the loss of earnings under section 1325 ABGB. The actual net loss is compensated, with the self-employed the lost profit. A permanently reduced earning capacity also counts. Important are wage records, sick leave certificates and, for the self-employed, the accounts.

Next steps: collect income records and sick leave, prove the net loss and have any permanent reduction of earning capacity assessed.

Household management damage, the loss of household management is compensated abstractly.

If you could no longer run the household because of the injury, you are entitled to a household management damage. This is compensated even where no paid replacement was engaged, because the family absorbs the work. It is calculated abstractly on the basis of the time required and a notional hourly rate for a replacement.

Next steps: document the scope of the household work that fell away, estimate the time required and have the loss quantified by a lawyer.

No loss of earnings or household, other heads remain.

Even without loss of earnings or household management damage, other claims remain. These include damages for pain and suffering, treatment costs and expenses such as travel or care costs. With a lasting disfigurement that hinders advancement, compensation under section 1326 ABGB additionally comes into consideration. Check the whole spectrum of heads of loss therefore.

Next steps: compile pain and suffering and treatment costs, document expenses and have any disfigurement assessed separately.

All recommendations at a glance

Loss of earnings under section 1325 ABGB, the loss of income is compensable.

Next steps: collect income records and sick leave, prove the net loss and have any permanent reduction of earning capacity assessed.

Household management damage, the loss of household management is compensated abstractly.

Next steps: document the scope of the household work that fell away, estimate the time required and have the loss quantified by a lawyer.

No loss of earnings or household, other heads remain.

Next steps: compile pain and suffering and treatment costs, document expenses and have any disfigurement assessed separately.

Loss of earnings under section 1325 ABGB

Under section 1325 ABGB the injured person has a claim to compensation for the loss of earnings. What matters is the actual net loss, that is the income that would have been earned without the accident. For employees it concerns the lost net wage including special payments, for the self-employed the lost profit, often proven by the accounts or an expert opinion.

A permanent reduction of earning capacity is also to be compensated, for instance where a profession can no longer be exercised or only in a limited way. Here the future loss is to be forecast. Because such consequences only become visible later, securing them through a declaratory action is often sensible, as explained in the post on limitation and the declaratory action.

Household management damage and disfigurement

The household management damage makes good that the injured person can no longer perform their domestic work. It is compensated even where the family absorbs the work without payment and no paid replacement is engaged. It is calculated abstractly on the basis of the time that fell away and a notional hourly rate for a replacement. Important is a traceable list of the affected tasks.

With a lasting disfigurement that hinders professional or personal advancement, a separate compensation comes into consideration under section 1326 ABGB, for instance with conspicuous scars. Anyone who settled the treatment costs through the social insurance should also note the recourse, explained in the post on the recourse of the social insurance.

Household work counts. The household management damage is often overlooked because no invoice exists. But it is owed to you even without a paid replacement. Record early which tasks you could no longer perform and for how long.

Frequent questions

Earnings and household in practice.

Is the gross or the net earning compensated? +

The actual net loss is compensated, that is what was really lost to you. For the self-employed the lost profit takes the place of the wage, proven by accounts or an expert opinion.

Do I get compensation although my family stepped in? +

Yes. The household management damage is calculated abstractly and is owed to you even where relatives took over the work without payment. A paid replacement is not a requirement.

How is the household management damage calculated? +

On the basis of the time that fell away and a notional hourly rate for a replacement. A traceable list of the affected tasks and the duration of the limitation is therefore central.

What does section 1326 ABGB cover? +

A lasting disfigurement that hinders professional or personal advancement, for instance conspicuous scars. The compensation comes alongside pain and suffering and loss of earnings and is to be assessed separately.

How do I secure future losses of earnings? +

Where lasting consequences threaten that only become visible later, a declaratory action can secure the claims and extend the limitation. The compensation for a later reduction of earning capacity thus stays preserved.